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Workers compensation

Workers compensation insurance is required for all Tennessee employers with 5 or more employees AND for ALL construction, mining and coal-producing employers. Premiums are based on the job each employee performs and their total wages. Each year you must submit a payroll report to your workers compensation provider to verify the premiums paid.

Business owners may exempt themselves from workers compensation by filing an SS-4523 form. Construction companies may exempt themselves by using an online process: Click here to file the form online

All others need to complete the paper process. Click here to file the paper form

If you have multiple owners, there are restrictions on how many owners can claim exemption. Contact the Department of Revenue at 615-532-1310 for more information.