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1 loan; 3 cards; 5 vendors

For the best business credit score, lenders are looking for on-time payments for
  • 1 loan,
  • 3 business credit cards and
  • 5 vendors.
Your credit cards should NOT be at or over the limit. Plus, bankers are looking for an average bank account balance that would easily pay for the new loan payments.

If you can show these, you should be eligible for the best rates.