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USDA Rural Development Guaranteed Loan

The USDA Rural Development program guarantees business loans in rural areas (usually population 10,000 and under). The guarantee applies to loans; not lines of credit.

First, verify that your address is considered rural by the USDA by clicking here. If it is, any bank can contact the USDA and request a guarantee. Applicants must prepare a business plan to show that it is a viable commercial project. The plan should show that the business will create rural jobs or make them more secure.

Click here to see if your location is eligible for USDA loans.

For more information, visit

Click here for the Tennessee offices

Click here for information about other USDA business programs.